Why Sue

The glue that holds the deal together.

Sue Korman isn't just a Realtor - she was the Transaction Coordinator other agents called when deals were falling apart. Discover why her behind-the-scenes expertise protects every buyer and seller she represents in Ocala.

Her story

Trained behind the scenes. Trusted out front.

Before Sue Korman ever represented a buyer or seller, she was the person other Realtors called when a transaction was unraveling. As a Transaction Coordinator, she lived inside the contract: deadlines, disclosures, lender conditions, title issues, inspection negotiations, and the thousand tiny details that separate a smooth closing from a lawsuit waiting to happen.

She wasn't just pushing paper. She was the calm voice on the phone reminding an agent that the inspection objection expired at 5 p.m. on a Saturday. She was the one catching that the HOA estoppel hadn't been ordered, that the buyer's pre-approval letter didn't match the offer price, or that the closing disclosure had the wrong tax proration.

Today, she brings that same forensic attention to every client relationship. When you work with Sue, you get an advocate who has already seen the movie - and knows exactly where the plot twists hide.

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Years as a Transaction Coordinator
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Agents Supported
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Deals Coordinated to Closing

*Numbers are placeholders - Sue will verify before publishing.

What a TC actually does

Most buyers never meet the TC Sue used to be.

  • Reviews every contract, addendum, and disclosure for accuracy and risk.
  • Tracks deadlines and makes sure contingencies don't expire unnoticed.
  • Coordinates lenders, title companies, inspectors, and attorneys.
  • Catches discrepancies in closing disclosures, estoppels, and payoff statements.
  • Keeps communication documented so nothing is lost or misremembered.
Protection Checklist

The things that slip through the cracks.

These are the details Sue watches at every stage of a transaction. They're also the places where deals most often fall apart - and where an agent with her background makes the difference.

Contract phase
  • Missing or incomplete seller disclosures

    A vague disclosure can hide water intrusion, pest issues, or unpermitted work that becomes your problem after closing.

  • Vague repair credit language

    'Credit at closing' must be tied to a specific dollar cap and deadline, or the seller may renegotiate at the last minute.

  • Wrong closing date math

    Weekends, holidays, and funding deadlines can turn a 30-day contract into a breach if the timeline isn't checked.

  • Unverified HOA or condo documents

    Budgets, special assessments, and pending litigation in an association can change what you're really buying.

Inspection phase
  • Unread inspection addendums

    The inspection report is only useful if every requested repair is documented in writing before the deadline.

  • Deadlines that expire on weekends

    In Florida, inspection and repair-negotiation windows can expire on a Sunday when no one is reachable.

  • Unpermitted work the seller hid

    A finished garage or added bedroom without permits can affect insurance, taxes, and resale value.

  • WDO report gaps

    Termite and wood-destroying organism reports have expiration dates and coverage limits that must match the closing.

Financing & appraisal
  • Appraisal gap language

    Without a clear gap strategy, a low appraisal can force you to bring extra cash or lose the home.

  • Lender conditions that show up late

    Last-minute requests for bank statements or letters can delay closing and cost rate-lock extensions.

  • Pre-approval letters that don't match the offer

    A pre-approval for $400,000 doesn't help if your offer is written for $425,000 with seller concessions.

  • HOA master insurance vs. unit policy

    Lenders often require proof of both. Missing the master certificate can stall underwriting.

Closing phase
  • Title surprises

    Liens, unreleased mortgages, or ownership disputes must be cleared before you can take clean title.

  • Survey overlaps and encroachments

    A neighbor's fence or shed crossing the property line can become a legal headache after you move in.

  • Wire fraud red flags

    Closing wire instructions should always be verified by phone using a known number - never by email alone.

  • Estoppel fees nobody caught

    HOA estoppel fees and payoff amounts can shift your final cash-to-close if not ordered early.

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For buyers & sellers

An agent who can protect you from a bad move.

Real estate is emotional. It's easy to fall in love with a home and overlook the inspection note about the roof, or to accept an offer without realizing the buyer's financing contingency leaves you exposed. Sue's job is to slow the moment down, explain the risk in plain English, and make sure you make the decision with your eyes wide open.

"The ball never got dropped. She was the glue that held it all together."

That's the feedback Sue heard again and again as a TC. It's the same standard she brings to every client today.